Every year, companies hemorrhage millions in cross-border payment fees due to a common misconception: believing crypto payments are too risky for enterprise use.

While these enterprises cling to traditional payment systems, paying 7% fees and waiting 5 to 7 days for settlements, their competitors are quietly adopting regulated digital payment infrastructure that reduces costs by 85% and settles instantly.

The irony is the so-called "risky" solution now handles $37 trillion annually, offering improved security, compliance, and reliability compared to traditional banking. Major corporations, including logistics giants and Fortune 500 manufacturers, are already utilizing it—they just don't refer to it as "crypto.”

Here are the five myths keeping businesses trapped in expensive, outdated payment systems, and the reality that's transforming global B2B payments.

Myth 1: "Crypto Is Too Volatile for Business Payments"

The misconception

Bitcoin's price swings make crypto payments unpredictable and risky for business operations.

The reality

Modern B2B digital payments use stablecoins—digital dollars backed 1:1 by actual US dollars in regulated bank accounts.

When you send a payment via USDC, you're simply using blockchain as a fast and efficient way to transfer dollars instantly. One USDC always equals one US dollar, ensuring stability and eliminating volatility and speculation. This results in quicker, cheaper dollar transfers.

The numbers

• Traditional wire: 3 to 5 days of FX volatility exposure
• Stablecoin payment: 4 to 6 seconds, zero volatility
• Result: Eliminates the 1-3% currency risk during settlement

Real-world proof

alfred processes $40 million in stablecoin payments monthly for companies such as WorldCoin, Bybit, and MetaMask. Not a single client has experienced volatility losses—because they’re using stablecoins, not trading assets.

Myth 2: "It's Too Complex for Our Team"

The misconception

Adopting crypto payments requires blockchain developers, new accounting procedures, and a complete operational overhaul.

The reality

Modern platforms abstract away blockchain complexity. Your team continues using familiar banking tools while the backend handles the rest.

How it works:

• You pay in your local currency through familiar banking interfaces
• Conversion to stablecoins happens in the background
• Your supplier receives their local currency
• You receive a standard invoice and transaction record

No wallets to manage, private keys to secure, or blockchain fluency required.

Myth 3: "It's Not Secure Enough for Enterprise"

The misconception

Crypto payments are vulnerable to hacks and fraud.

The reality

Blockchain transactions are cryptographically secure and tamper-proof. Infrastructure built on these rails is designed for auditability and security from day one.

Enterprise-grade security at alfred:

• HMAC SHA-256 webhook signatures
• API authentication with key rotation
• Real-time fraud monitoring
• Multi-signature approvals for large transactions
• 24/7/365 availability (while banks take weekends off)
• Complete audit trails that can't be altered

Even large institutions trust this: Circle (a publicly traded company) chose alfred as its exclusive LATAM payment partner because we meet their security and compliance requirements.

Myth 4: "Regulatory Compliance Is a Nightmare"

The misconception

Cryptocurrency payments exist in a regulatory gray area, exposing businesses to compliance risk.

The reality

This myth persists because people confuse anonymous cryptocurrencies with regulated business payments.

Modern stablecoin infrastructure operates with more regulatory oversight than many traditional providers. alfred is fully licensed across key jurisdictions.

alfred's compliance stack

• VASP license in El Salvador
• Direct fiat licenses across Latin America
• Built-in KYC/KYB flows
• AML tools with sanctions screening
• Automated reporting tools for regulators

This isn’t about dodging compliance. It’s about meeting it faster and more transparently than banks can.

Myth 5: "Our Partners Won't Accept It"

The misconception

Suppliers and customers aren't ready for crypto payments.

The reality

Major enterprises already process millions daily through crypto rails. Many just don’t advertise it.

• alfred processes 25,000 daily payments for WorldCoin
• Circle chose alfred for LATAM
• Bybit and MetaMask rely on this same infrastructure
• Fortune 500 logistics firms use alfred to move money faster, cheaper, and with fewer errors

These aren't startups experimenting, these are established companies improving their bottom line.

The Real Cost of These Misconceptions

While companies debate outdated narratives, the costs keep stacking:

Traditional payments:

• 3-7% in fees
• 3–5 day settlement
• FX exposure
• Delay penalties and demurrage
• Manual reconciliation burden

Modern infrastructure:

• 0.4-0.6% total cost
• Instant or same-day settlement
• Zero volatility with stablecoins
• Automated reconciliation
• Built-in compliance

The alfred Reality: Business Outcomes Without Without Crypto Complexity

alfred isn’t a crypto app. It’s a payment engine for businesses that demand speed, control, and reliability.

We’re not here to preach blockchain. We’re here to help you move money with less risk, lower cost, and total transparency.

That’s why companies like Bybit, MetaMask, Circle, and global logistics leaders choose us, not because we’re crypto-native, but because we work.

What this means for you

Every myth about crypto payments is based on outdated information or conflating consumer crypto trading with enterprise payment infrastructure. They're completely different things.

Here’s what alfred clients actually experience:

• No crypto knowledge required: Your team uses familiar interfaces
• Faster implementation than traditional processors: Days, not months
• Better compliance than traditional methods: Real-time screening, immutable records
• Lower risk than wire transfers: No correspondent bank failures or frozen funds
• Proven scale: Processing millions daily across Latin America

Join the Leaders Already Capturing Millions in Savings

Leading enterprises have already moved beyond outdated assumptions. They're reinvesting payment savings into growth, accelerating cash flow from days to seconds, and turning cross-border complexity into competitive advantage.

The infrastructure is proven. The regulations are established. Your competitors are already capturing the benefits.